We understand what
customers want
When choosing a home for your savings you want
a bank with a proven track record, consistently
competitive interest rates, and outstanding
customer service
Please note we will be carrying out system maintenance from 6am until 6.30pm on Saturday 12th October. During this time online banking and our application portals will be unavailable.
We know how important it is to make your money work hard. Our competitive range of deposit products provides a safe home for your savings, supported by an award winning customer service team. Manage your savings online, by telephone, post and email.
Personal accounts
Accounts for individuals and joint applicants.
ISA accounts
Accounts for individuals. Transfer of existing ISAs from other providers. Current years’ subscriptions accepted.
Business accounts
Accounts for limited companies, sole traders, education providers, clubs, societies, trusts, credit unions and pension funds.
Charity accounts
Accounts for UK charitable companies and incorporated, excepted and exempt charities where the governing document is not a Trust Deed.
Deposit Solutions
If you have in excess of £1,000,000 available to save, our Deposit Solutions team provide a relationship led service to deliver options that suit your liquidity needs and provide you with competitive rates across our range of award winning products.
Customer Support and Life Moments
Get the support you need when you need need it.
Manage Your Account
Update your details, open additional accounts or sign up for online banking.
FAQs
Find answers to the most common questions about our deposit accounts.
Savings & Deposit Stories
Useful news and information to help you get the most out of your savings.
Choose a story below or click here to see all of our updates.
How can you future proof your savings?
It’s finally happened! After months of speculation, the Monetary Policy Committee (MPC) at the Bank of England voted for the base rate to be cut from 5.25% to 5% at the beginning of August.
UK SMEs Could Employ an Extra 58,000 Staff with Interest Lost in Low Paying Current and Instant Access Deposit Accounts
Research commissioned by United Trust Bank (UTB) has found that SMEs are potentially missing out on approximately £2.29 billion1 of interest payments each year by leaving excess credit balances in current accounts and instant access savings accounts paying no or uncompetitive rates of interest.
How to protect your savings from falling interest rates
Finally. The decision this week by the Bank of England’s Monetary Policy Committee to reduce interest rates by 0.25 percentage points was a long time coming. There has been so much debate about when the MPC might begin to ease policy that it sometimes seemed as if it would never happen.
Ways to contact us
Secure Message via online banking: Login here
Telephone: 020 7190 5599; Monday – Friday 9am – 5pm
Post: United Trust Bank, One Ropemaker Street, London, EC2Y 9AW
Online contact form: Submit your enquiry here
Use our Help Centre to see if we can answer any of your queries online