More than just words

Find out in our two short films how our customer focus and commitment to being a knowledgeable, adaptable, approachable and dependable funding partner means we are always able to look for reasons to say ‘yes’ to your projects.

Working with Brokers

United Trust Bank’s Bridging business is broker focused and our relationships with our introducers are the key to our success. We work closely with brokers to meet their borrower client’s timescales, assisting the process whether it’s our broker’s first or fiftieth bridging loan. United Trust Bank’s Bridging team have received several notable awards for “service excellence” and we continually strive for improvement. Our Broker Zone will give you access to our exclusive broker-only web page. Please log in or register here.

If you are a broker or an introducer, you can find your BDM contact here

Our Bridging loans can be used for:

  • Bridging the gap between purchase and sale
  • Raising working capital
  • Downsizing
  • Portfolio restructuring
  • Term facility repayment
  • Asset purchase & / or refinance

Key Features:

  • FCA regulated and unregulated loans
  • 1st / 2nd and combination charges
  • Residential and mixed use security property
  • No upper age limit
  • No ERCs after 1st month
  • Interest calculated daily
  • Rolled interest facility
  • Valuations and legal fees at cost

Our lending criteria:

  • Minimum loan size £75k
  • Maximum loan size £15m+
  • Residential and mixed use security
  • Land with planning considered
  • Max LTV 65% MV
  • Minimum property value £150k for single securities, £100k for multiple securities
  • Security property to be located in England, Wales or Scotland
  • 12 months terms available for non FCA loans
  • No upper age limit
  • Individual, corporate and trust borrowers
  • Realistic and viable exit

More product information:

Residential Property Improvement Loans >

CBILS Loans >

Your home may be repossessed if you do not keep up repayments on your mortgage

Bespoke, professional and effective

United Trust Bank is a leading provider of bridging finance with an enviable reputation for award winning service and the ability to get deals done. Bridging loans can provide bespoke solutions to borrowers in a wide variety of circumstances.  Every bridging loan is different. Each case presents its own challenges and every borrower has their own priorities. We work hard to understand exactly what’s required with every proposal, and a dedicated case manager ensures that your client’s loan proceeds smoothly and completes on time.

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