Enquire & meet
Agreement & offer
Your business development manager will present your proposal to our Credit Committee.
Our Credit Committee meets each working day, providing immediate and reliable decisions and a formal offer letter usually follows within 48 hours.
Upon acceptance of your offer letter and payment of the commitment fee, a dedicated case manager will instruct a solicitor, valuer and project monitoring surveyor to report on your project. Your case manager will also complete statutory checks.
Once we have reviewed all the reports and completed our checks we will register the security and release the funds. Further staged funds will be available in accordance with the loan agreement throughout the project.
Once the scheme is completed, your loan will be repaid from the proceeds of sales, refinancing or other exit strategy.
Register to become an intermediary
Becoming an intermediary is quick and easy. Either contact your local business development manager or complete our simple registration form.
Development Lender of the Year 2021
United Trust Bank (UTB) has won Development Lender of the Year at the SFI (Specialist Finance Introducer) Awards 2021.
Development Lender of the Year 2020
United Trust Bank wins ‘Development Lender of the Year’ at the NACFB Awards 2020
Development Lender of the Year 2019
United Trust Bank wins Development Lender of the Year Award at the 2019 SFI Awards