Structured Property Finance

We’re here to help Property Finance intermediaries

We are an established Structured Property Finance lender adept at quickly creating tailormade funding solutions for customers with complex borrowing requirements or whose circumstances require a more personal approach.

We aim to build strong, long term relationships, supporting your business and your client’s growth ambitions beyond a single transaction. We get to know our customers and quickly develop an understanding of their businesses. Then we provide exactly what they need, when they need it.

We are here to provide solutions, for you and your clients, and can often help if other lenders have declined. With a reliable source of funds and competitive pricing, UTB is the natural choice for brokers assisting clients with challenging or complex requirements.


Product information

What we lend on

We don’t limit the nature of the properties we’re willing to lend on and assess each proposal on its merits. We can provide funding secured against single and multi-unit residential properties, HMOs, commercial and mixed-use properties, offices, land, hotels and mixed portfolios.

Key terms

  • Unregulated
  • Variety of property types considered
  • Loan size from £1m
  • Rolled up or serviced interest options available
  • Valuation and legal fees charged at cost
  • Term of up to 5 years
  • Rates and fees negotiated individually

We lend to

Our Structured Property Finance division was created to provide funding solutions to individuals, companies, family offices and trusts with complex property portfolios. Our clients have included UK citizens, UK and off-shore companies and trusts, limited buy-to-let companies, UK expatriates, non-UK citizens, mature borrowers and funds executors.

Is Structured Property Finance right for your client?

There are many scenarios where your clients might benefit from a structured property finance solution from UTB. Whatever the circumstances, our Structured Property Finance team can quickly assess the requirement, appraise the security or portfolio, present the proposal to our credit committee, manage valuations and legal matters and swiftly release the capital required.

Our Process

Register to become an intermediary

Becoming an intermediary is quick and easy. Either contact your local business development manager here or complete our simple registration form.

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