More than just words


Find out in this short film how our customer focus and ability to tailor bespoke funding solutions has helped establish our reputation as an adaptable and approachable lender, able to help unlock the potential within complex property portfolios.

What we lend on:

  • Residential investment property
  • Commercial property
  • Semi commercial property
  • Mixed property portfolios
  • HMOs
  • Land with planning
  • Listed property
  • A variety of other securities can be considered

Key Terms:

  • Unregulated
  • Loan size from £500k
  • Rolled up or serviced interest options available
  • Valuation and legal fees charged at cost
  • Term up to 36 months
  • Rates and fees negotiated per proposal

We lend to:

UK Citizens • SPVs • UK companies and trusts • Offshore companies and trusts • UK expatriates • Non UK citizens • Mature borrowers • Funds • Executors


Constructive, Insightful, Resourceful and Assured

United Trust Bank’s Structured Finance division creates tailor-made funding solutions for clients with complex borrowing requirements. UTB’s highly skilled and knowledgeable Structured Finance Team provides a personal service to customers requiring something more than just a conventional loan or funding facility. Each customer’s needs are different, so each solution is tailored to fit their particular requirements, quickly and professionally. United Trust Bank has a strong focus on service and relationships and provides a robust and reliable source of funding. Brokers and customers can be assured that when they come to UTB, they are dealing with an award winning, bank which is committed to delivering successful financial solutions.

Helping clients plot a path and reach objectives

UTB’s Structured Finance department provides a niche source of funding by considering deals on their individual merits without being bound by restrictive criteria and conditionality.
Tom Robinson – Director, Bircroft Private Limited

Gerard and the experienced UTB Structured Finance team offer innovative solutions for complex real estate debt requirements where bespoke packages have to be carefully crafted to ensure maximum return for the client whilst mitigating risk for the bank.
Chris Fairfax – Positive Lending

UTB’s Structured Finance team are client focused, highly proactive and creative in their approach. I have no hesitation in recommending them.
Ben Thomason – Managing Partner, Asset Leverage Consultants

In an ever moving and competitive arena United Trust Bank’s Structured Finance Team have stood out from the crowd by having a creative approach to the world of property investment.
Adrian Cormican – Director, Hallcroft Structured Property Finance

Working with Brokers

At United Trust Bank our broker partners benefit from a dedicated account manager who will ensure that all of your enquiries are addressed promptly, consistently and without fuss. You won’t be passed from pillar to post with different people making different information requests. Instead, you’ll receive timely, reliable and professional funding solutions.

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