Our facilities

Development Finance

Development of new housing, new build as well as conversions and refurbishment of existing buildings

Key features

  • Maximum loan size £30,000,000
  • Minimum loan size £1,000,000
  • Maximum Loan to GDV 60%
  • Maximum Loan to Total Development Cost 90%
  • Loan Term up to 24 months
  • Regions England & Wales

View product guide >Contact us >
Loan Application Form >
Statement of Personal Financial Details >

 

Development Exit Finance

Designed for residential or residential led mixed-use property where an extension of time is required to allow for the sale of a scheme, equity release as a cash contribution to a new scheme or stabilisation of rental income.

Key features

  • Maximum loan size £30,000,000
  • Minimum loan size £1,000,000
  • Maximum Loan to Value 70%
  • Loan Term up to 12 months
  • Regions England & Wales

View product guide >Contact us >
Loan Application Form >
Statement of Personal Financial Details >

 

Housing Accelerator Fund

A five-year alliance between Homes England and UTB to improve financial support for the building activities of small and medium sized housebuilders and developers.

Key features

  • Funding up to £10,000,000
  • Maximum Loan to GDV 70%
  • Maximum Loan to Total Development Cost 87.5%
  • Max Single Unit selling price £800,000
  • Average selling price <£800psf
  • Loan term appropriate to the scheme
  • Regions – areas under the greatest housing affordability pressure

More details >


Experience, flexibility & diligence builds strong relationships

United Trust Bank funds residential, commercial and mixed use developments of single unit projects and larger, multi-unit schemes. Our understanding of the property sector enables us to fully appreciate the needs of brokers and developers and we tailor our competitive finance packages to suit the individual circumstances of the borrower and the project. A deep sector knowledge, quick decision making and a solid funding base are the foundations for strong and enduring relationships.


More than just words

Find out in our two short films how our customer focus and commitment to long-term partnerships has helped establish our reputation as an adaptable and dependable lender, able to provide funding through all stages of the property cycle.


Working with Brokers

At United Trust Bank our broker partners benefit from a dedicated account manager who will ensure that all of your enquiries are addressed promptly, consistently and without fuss. You won’t be passed from pillar to post with different people making different information requests. Instead, you’ll receive timely, reliable and professional funding solutions. Our Broker Zone will give you access to our exclusive broker-only web page. Please log in or register here.


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Open your ISA account here

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