Enquire & meet
Agreement & offer
Your business development manager will present your proposal to our Credit Committee.
Our Credit Committee meets each working day, providing immediate and reliable decisions and a formal offer letter usually follows within 48 hours.
Upon acceptance of your offer letter and payment of the commitment fee, a dedicated case manager will instruct a solicitor, valuer and project monitoring surveyor to report on your project. Your case manager will also complete statutory checks.
Once we have reviewed all the reports and completed our checks we will register the security and release the funds. Further staged funds will be available in accordance with the loan agreement throughout the project.
Once the scheme is completed, your loan will be repaid from the proceeds of sales, refinancing or other exit strategy.
Property Development Finance Lender of the Year 2023
United Trust Bank (UTB) has won two highly prized awards at the NACFB Commercial Lender Awards 2023.
Property Lender of the Year 2022
United Trust Bank (UTB) was named Property Lender of the Year (Under £20m) at the UK’s longest standing property awards – The PROPS – held at the London Hilton, Park Lane on the 10th of May 2022.
Development Lender of the Year 2021
United Trust Bank (UTB) has won Development Lender of the Year at the SFI (Specialist Finance Introducer) Awards 2021.