Once you have chosen the account that’s right for you on our website, click on Apply to get started.

An ISA (Individual Savings Account) allows you to keep your hard earned savings safe from the taxman. You don’t pay tax on the interest on cash in an ISA or on income or capital gains from investments in an ISA. Interest from ISAs doesn’t count towards your Personal Savings Allowance.

Every tax year, the Government sets a maximum amount that can be saved in an ISA in that year – you can find details of this year’s ISA allowance on the HMRC website. The annual allowance can be split across a cash ISA, stocks and shares ISA, innovative finance ISA and lifetime ISA, if you wish.

You can only subscribe to one cash ISA in each tax year (6 April to 5 April).

Every tax year, the Government sets a maximum amount that can be saved in an ISA in that year – you can find details of this year’s ISA allowance on the HMRC website. The annual allowance can be split across a cash ISA, stocks and shares ISA, innovative finance ISA and lifetime ISA if you wish.

We offer cash ISAs.

Our ISA products are similar to our standard savings accounts. You can choose from products that provide a fixed interest rate for a fixed period of time.

No, we don’t accept Additional Permitted Subscriptions (APS).

Every tax year, the Government sets a maximum amount that can be saved in an ISA in that year – you can find details of this year’s ISA allowance on the HMRC website. The annual allowance can be split across a cash ISA, stocks and shares ISA, innovative finance ISA and lifetime ISA if you wish.

The minimum balance for an ISA with United Trust Bank is £5,000

No. We only accept cash ISA transfers from existing providers.

You can transfer all of this year’s subscriptions and those from previous years when you open a new cash ISA with us.

You can provide us with the details of your request by completing the cash ISA transfer application. We will work with your current ISA provider to complete the transfer as quickly as possible. ISA transfers can take up to 15 working days, but it’s usually done earlier.

Yes. Please complete the cash ISA transfer section for each ISA that you want to transfer via the online application portal.

Yes, we accept partial ISA transfers from previous tax years. Please note, you must transfer all money paid in within the current tax year.

No. We will work with your current ISA provider to complete the transfer as quickly as possible.

ISA transfers can take up to 15 working days, but it’s usually done earlier.

If you want to transfer your ISA to another provider, please contact them to arrange the transfer. Please note that you may be subject to an early withdrawal charge.