Realise your potential with a rewarding career at UTB and thrive in an open, energetic, and inclusive work environment. We are passionate about providing the best personal development opportunities and helping you to achieve the career you want.
Teamwork, Service, Integrity, Responsibility and Tenacity are the values which make UTB employees stand out from the crowd.
We are a growing business and that means we are always on the lookout for skilled and talented individuals of all levels to join us, from school leavers to experienced professionals.
Please have a look through our current vacancies and apply for any roles that interest you. Also, please note that we offer hybrid work patterns.
New Lending Manager I Mortgages BTL & Bridging
A new opportunity to be part of our Mortgages BTL & Bridging team where you will be part of the Senior Management Team within the Residential Underwriting function, with primary responsibility for the pre offer element of the loan application process. To successfully manage Team Leaders, and work with the Sales Department and our Brokers to foster a best in class application process across a mixture of First Charge Mortgages, BTL and Second Charge Loans.
Job Reference: MG099-25
Department: Mortgages BTL & Bridging 
Reporting to: Head of Underwriting
Location: London or Manchester 
Work pattern: Hybrid
Customer Service Administrator | Deposits
A new opportunity to be part of our Deposits team where you will be responsible for the administration of the deposit base of the bank through the lifecycle of a customer across all customer types; personal, business, ISA, Charities and Trusts. Offering exceptional service whilst living our company values.
Job Reference: DP039-25
Department: Deposits 
Reporting to: On Boarding Assistant Manager
Location: London 
Work pattern: Hybrid
Operations Specialist CDD | Asset Finance
A new opportunity to be part of our Asset Finance team where you will be ensuring excellent customer service in line with service level agreements and compliance with Anti-Money Laundering (AML) regulations and internal standards
Job Reference: FI027-25
Department: Asset Finance 
Reporting to: Customer Insight & Governance Manager
Location: London 
Work pattern: Hybrid
Prudential Reporting Manager | Finance
A new opportunity to be part of our Finance team where you will be responsible for the ownership of financial oversight, month-end reporting, senior stakeholder engagement, annual report & accounts production and team leadership.
Job Reference: FI027-25
Department: Finance 
Reporting to: Head of Prudential Reporting
Location: London 
Work pattern: Hybrid
Finance Manager | Finance
A new opportunity to be part of our Finance team where you will be responsible for the ownership of financial oversight, month-end reporting, senior stakeholder engagement, annual report & accounts production and team leadership.
Job Reference: FI027-25
Department: Finance 
Reporting to: Head of Financial Control
Location: London 
Work pattern: Hybrid
Assistant Credit Officer | Credit
A new opportunity to be part of our Credit team where you will be supporting the Credit Risk Team in granting credit approvals, underwriting and helping to further build the processes and infrastructure of Credit Risk function. The role would suit individuals at the early stages of their career or those looking to accelerate their understanding of risk management. The role provides strong development opportunities in credit risk management, debt structuring and deal due diligence. The roleholder will benefit from exposure across a large variety of UTB’s product areas and frequent attendance at Credit Committee.
Job Reference: CR025-25
Department: Credit 
Reporting to: Head of Property Credit
Location: London 
Work pattern: Hybrid
Business Development Manager | Mortgages BTL & Bridging
A new opportunity to be part of our Mortgage BTL and Bridging team where you can develop and introduce Bridging loans & BTL loans to the Bank from existing and new broker accounts. Principally this is done via regular visits, telephone and online interaction with introducers in an allocated region.
Job Reference: MG098-25
Department: Mortgages BTL & Bridging 
Reporting to: Sales Director
Location: United Kingdom 
Work pattern: Hybrid
Junior Customer Due Diligence Team Analyst | Property Development
A new opportunity to be part of our Property Development team where you will support the Customer Due Diligence (CDD) on-boarding team in conducting initial and ongoing checks on new and existing customers, ensuring compliance with regulatory requirements for new and existing customers. This entry-level role is focused on learning core CDD processes and contributing to accurate and timely onboarding and ongoing monitoring of customers.
Job Reference: PD072-25
Department: Property Development 
Reporting to: Customer Due Diligence Manager
Location: London 
Work pattern: Hybrid
Customer Due Diligence Team Analyst | Property Development
A new opportunity to work in our Property Development team where you will support the Customer Due Diligence (CDD) team in conducting initial and ongoing checks on new and existing customers, ensuring compliance with regulatory requirements for new and existing customers. This role is focused on learning core CDD processes and contributing to accurate and timely onboarding and ongoing monitoring of customers.
Job Reference: PD073-25
Department: Property Development 
Reporting to: Customer Due Diligence Manager
Location: London 
Work pattern: Hybrid 
Risk Analyst | Risk
A new opportunity to work in our Risk team where you will be responsible for running the credit models underpinning the stress testing in the ICAAP and the Recovery Plan, two of the main annual group wide assessments.
In addition, the risk analyst will support the Head of Enterprise-wide Risk Management with the oversight of capital, funding, liquidity and market risks, and the implementation of the wider risk management framework, including Model Risk Management and Risk Appetite.
Job Reference: RI-008 – 25
Department: Risk 
Reporting to: Head of Enterprise-wide Risk Management 
Location: London 
Work pattern: Hybrid 
Operational Risk Analyst | Operations
A new opportunity to work in our Central Operations team where you will support the 1st line of defence by enhancing the banks approach to identifying, managing and reporting operational risks. The role provides vital oversight of operational risk events, develops and maintains operational risk reporting into governance committees and assists in the embedding of effective key control environments.
Job Reference: OP033-25
Department: Operations
Reporting to: Head of Central Operations
Location: London 
Work pattern: Hybrid 
Change Analyst | Asset Finance
A new opportunity to work in our Asset Finance team where you will be responsible for providing system and change support to the Asset Finance team for all applications within the AF system architecture.
Job Reference: AF068-25
Department: Asset Finance
Reporting to: Change Manager
Location: London 
Work pattern: Hybrid 
Business Development Manager | Deposit Solutions
A new opportunity to work in our Deposits team, where you will be responsible for originating new to bank deposits from a range of sectors. The successful candidate will need to be relationship driven, ideally with a good introducer network and customer relationships. They must have strong business development skills and a proven track record of winning deposits.
Job Reference: DP036-25
Department: Deposits
Reporting to: Head of Deposit Solutions 
Location: London or Manchester
Work pattern: Hybrid 
Please contact [email protected] for further information. Vacancies are London based unless stated otherwise.
Alexandra Myers, HR‘What I’ve found great about working at UTB is they allowed me the opportunity to work towards and accomplish my Level 7 CIPD HR Management qualification. I felt fully supported throughout my course and I was able to fully utilise my gained knowledge to actively support the business from day one.’
          
          Our purpose vision and culture
How we are creating an internal cultural blueprint for working life at UTB.