Grow with UTB

A new job opportunity with United Trust Bank

Treasury Analyst|Treasury

A new opportunity to work in our Treasury team, where you will report to the Senior Manager and be responsible for mentoring and developing the Treasury Analyst.

Job Reference: TR-01-2026
Department: Treasury
Reporting to: Senior Manager – Treasury
Location: London
Work pattern: Office based

Job description

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose

The Treasury Analyst will report to the Senior Manager – Treasury, who will be responsible for mentoring and developing the Treasury Analyst.

Responsibilities:

Managing and enhancing Treasury’s complex models and processes in line with the Bank’s model governance policy
Oversight of the Treasury System, including data management, modelling and report production
Overseeing the management of daily liquidity requirements, to include the running, monitoring and reporting of key metrics
Contributing to and in time managing the Bank’s cashflow forecasting process
Contributing to the Liquidity and deposit pricing committee and reporting to ALCO
Supporting and recommending investment opportunities in line with the Bank’s HQLA & cash strategy
Contributing to the production of the Internal Liquidity Adequacy Assessment Process (ILAAP)
Assisting in the management of the Bank’s IRRBB exposure including use of interest rate swaps
Supporting UTB’s collateral and margin management process with counterparty banks and with the Bank of England
Assist in the development and execution of the Bank’s funding strategy
The role will develop in line with the growth of the Bank and the Treasury function and will provide an opportunity to develop personally and contribute to a growing and performing team

Skills and Experience sought:

Be highly IT and numerically literate with excellent data manipulation and modelling skills, including advanced Excel capability
Experience and keen interest in areas of Bank operations and management with at least 3 years’ experience working within the financial services industry
Demonstrate an ability to enhance and improve processes and models
Qualified or part-qualified accountant, CFA or equivalent
Experience of working within a treasury team or with treasury systems and some knowledge and experience of key treasury concepts including liquidity, funding, capital and interest rate risk
Participation in the delivery of the ILAAP and Funding Plan
Experience of utilising and developing an ALM system and ability to enhance underlying data
A strong interest in banking fundamentals and operations e.g. demonstrated through reading or experience including knowledge and understanding of the macro environment including interest rate markets

About UTB

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

Equal Opportunities

We’re an equal opportunity employer, which means we’ll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we’re committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.