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A new job opportunity with United Trust Bank

Quality Assurance Manager | Mortgages BTL & Bridging

A new opportunity to work in our Mortgages BTL & Bridging team, where you ensure underwriting and in‑life servicing decisions meet policy, regulatory, and quality standards. The role manages a team of QA Officers, oversees file and call reviews in line with the QA framework, and maintains accurate procedure documentation.

Job Reference: MG-07-26
Department: Mortgages BTL & Bridging
Reporting to: Director of Operations
Location: London  
Work pattern: Office based 

Job description

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This is a hybrid role working 2 days in the office (City of London location) and 3 days working from home.

 

Role Purpose

The Quality Assurance Manager leads the first‑line QA function across Mortgages, BTL and Bridging, ensuring underwriting and in‑life servicing decisions meet policy, regulatory, and quality standards. The role manages a team of QA Officers, oversees file and call reviews in line with the QA framework, and maintains accurate procedure documentation.

You will drive continuous improvement by providing clear, constructive feedback to managers and frontline teams, monitoring the implementation of corrective actions, and working with the training team to address development needs.

Partnering with senior management, you will identify emerging risks, strengthen controls, and support a high‑quality, compliant, and customer‑focused lending operation.

 

Responsibilities: 

  • Lead, coach and develop a team of QA Officers, ensuring high‑quality first‑line reviews and consistent application of QA standards.
  • Oversee and analyse QA outputs — including file reviews and call monitoring — ensuring alignment with the QA framework and identifying trends, risks and improvement opportunities.
  • Maintain ownership of procedure manuals, ensuring documentation is accurate, current and reflects best practice.
  • Provide clear, constructive feedback to managers and frontline colleagues to drive continuous improvement in underwriting and servicing quality.
  • Monitor and track the implementation of QA actions, ensuring timely resolution of issues and embedding long‑term enhancements.
  • Work with the training team to identify skills gaps and support the delivery of targeted training or coaching.
  • Collaborate with senior managers to identify emerging risks and strengthen operational controls, supporting a proactive risk‑management culture

 

Skills and Experience sought: 

  • Quality Assurance & Control Testing
  • Mortgages / BTL / Bridging Technical Knowledge
  • Analytical Skills & MI Interpretation
  • Leadership & People Management
  • Communication & Stakeholder Engagement
  • Process Governance & Documentation
  • Continuous Improvement
  • Collaboration

About UTB

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UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

Equal Opportunities

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We’re an equal opportunity employer, which means we’ll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we’re committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.

Apply Now

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Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

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