Grow with UTB

This is a hybrid role 3 days in the office (City of London location) and 2 days working from home.

Role Purpose:

To support the Customer Due Diligence (CDD) team in conducting initial and ongoing checks on new and existing customers, ensuring compliance with regulatory requirements for new and existing customers.  This entry-level role is focused on learning core CDD processes and contributing to accurate and timely onboarding and ongoing monitoring of customers.

 Responsibilities:

• Assist in gathering and verifying customer documentation for onboarding and periodic reviews.
• Conduct basic customer risk assessments using predefined Anti-Money Laundering (AML)/Know Your Customer (KYC) due diligence checks on individuals and corporate entities.
• Conduct PEP, sanctions, and adverse media screening, escalating any high-risk cases to senior team members.
• Conduct periodic KYC refresh cycles, trigger events and ongoing CDD activities to preserve the integrity of the back book and support long-term compliance objectives.
• Support the team in preparing reports and summaries for internal reviews.
• Work closely with internal stakeholders to ensure timely and complaint onboarding.
• Identify applications that pose an additional risk to the business and escalate to Customer Due Diligence Manager.

Skills and Experience sought:

• 1 year plus experience gained in Financial Crime/ Onboarding/ AML role
• Some experience of customer due diligence and the process of onboarding customers and corporate structures.
• Ability to spot inconsistencies and errors in documentation
• Highly organised and methodical, with an ability to see work streams through to completion.
• A good knowledge of Word and Excel
• An understanding of UK Banking AML regulatory requirements.

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• Competitive Salary and Bonus package
• 26 Days Holiday
• 2 Wellbeing Days
• Contributory Pension
• Life Insurance / Income Protection / Critical Illness cover
• Private Medical Insurance
• Season Ticket Loans
• Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

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