Grow with UTB

A new job opportunity with United Trust Bank.

Risk Analyst | Credit & Risk

A new opportunity to work in our Risk team where you will support the Head of Prudential Risk with the review, update and reporting of the Bank’s approach to capital and liquidity risks. This is an excellent opportunity for an analyst to develop a career in Credit & Risk.

Job Reference: RI003-24
Department: Risk 
Reporting to: Head of Prudential Risk
Location: London 
Work pattern: Hybrid 

Job description

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This is a hybrid role – 3 days in the office (City of London location) and 2 days working from home.

Role Purpose: 

The Risk Analyst will support the Head of Prudential Risk with the review, update and reporting of the Bank’s approach to capital and liquidity risks. These include, but are not limited to, the Risk Management Framework, Risk Policies (including overseeing the implementation of such policies), ICAAP, ILAAP and Recovery Plan. The Risk Analyst will also support the Head of Prudential Risk with ad hoc prudential related queries from the PRA and/or Management.

Responsibilities:

  • Supporting in the development, implementation and documentation of risk models using excel and VBA as and when required
  • Monitoring and understanding changes in prudential regulatory requirements
  • Preparing risk analysis for relevant stakeholders and Committees in accordance with UTB’s risk governance (e.g. ICAAP)
  • Presenting risk data and intelligence in a clear and effective way a
  • Interpreting data, analysing themes and trend and communicating these to drive insights

Skills and Experience sought: 

  • Excellent Microsoft Office Skills; including Excel skills such as Data, Power Query, Tables & Formatting and VBA
  • Some technical understanding around credit risk and broader prudential risks
  • Some understanding of the prudential regulatory framework
  • Experience gained within a risk, credit of treasury function, preferably in a Bank
  • Experience working with data sets from disparate sources
  • Experience of producing insightful analysis from data sets
  • Experience with the banking prudential regulatory framework

About UTB

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UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

Employee benefits

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  • Competitive Salary and Bonus package
  • 26 Days Holiday
  • 2 Wellbeing Days
  • Contributory Pension
  • Life Insurance / Income Protection / Critical Illness cover
  • Private Medical Insurance
  • Season Ticket Loans
  • Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Apply Now

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Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

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