Grow with UTB

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose

The role of the Loan Book Officer is to provide support to the Structured Property Solutions Team in assisting with new loan applications, maintenance and review of the existing loan book (including the provision of regular management information), day to day returns, audits and reviews as required by the wider business and/or the Head of Operations.

Key Responsibilities

• General portfolio management of the loan book including set–up of new applications/new loans on Aurius
• Assist with Customer Due Diligence (Know your Customer/Know your Business) for new customers and on-going reviews
• Monitoring of the portfolio reports to ensure the loan book is efficiently managed with maturity dates/interest in line with loan agreements.
• Management of the regular  Direct Debit claims for interest purposes.
• Preparation of offer letters/variations and extension Letters with the status to be monitored on the offer letter log.
• Preparation of instruction letters for third party professionals.
• Monitoring of loan conditions, overdue interest and Call Accounts.
• Fee Account reconciliation and periodic returns to Finance.
• Preparation of redemption statements.
• Complete Post Completion Checklists/Welcome Letters

Skills and Experience 

• Knowledge of/ interest in the property market
• Office IT systems (word, excel, powerpoint etc)
• Legal aspects of the property market, specifically taking property as security
• Familiarisation with bridging, development, commercial and short term lending
• Working knowledge of loan operations with banks or lenders Ability to use various IT tools such as financial and administrative, word processing, spreadsheet and database software

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• Competitive Salary and Bonus package
• 26 Days Holiday
• 2 Wellbeing Days
• Contributory Pension
• Life Insurance / Income Protection / Critical Illness cover
• Private Medical Insurance
• Season Ticket Loans
• Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

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