This role is open to internal applicants only.

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose: 

To assist mortgage underwriters with the packaging and processing of new applications for a variety of first and second charge lending products.

Responsibilities:

• Work in partnership with mandated underwriters to gather outstanding documents and referencing requirements for both residential and buy to let mortgage applications
• Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable updates
• Acknowledge new applications, incoming post and pre-submission referrals within set service standards
• Ensure customer account records are kept up to date with underwriter decisions and correct packaging documents
• Complete telephone security checks with Customers
• Following approval, liaise with solicitors regarding the release of funds and registration of charges with Land Registry
• Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
• Undertake project and ad-hoc pieces of work at management request

Skills and Experience Sought:

Essential Experience

• Previous new business, customer service or administration exposure
• Working within a regulated environment
• Managing and prioritising own workload
• Liaising with Introducers and/or external customers

Desirable Experience

• Has worked in a mortgage or loans environment
• CeMAP qualified

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• Competitive Salary and Bonus package
• 26 Days Holiday
• 2 Wellbeing Days
• Contributory Pension
• Life Insurance / Income Protection / Critical Illness cover
• Private Medical Insurance
• Season Ticket Loans
• Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

Click here to apply >

This is a hybrid role – 3 days in the office (City of London location) and 2 days working from home.

Role Purpose:

Responsible for leading and overseeing the Property Credit sanctioning
team within the Credit department, ensuring that the resources of the
team are sufficient and appropriately applied to identifying, mitigating,
monitoring and reporting those credit risks apparent in the business.

Role Responsibilities:

• Leading a high performing credit sanctioning team to ensure
  colleagues deliver their potential
• Supporting business strategy implementation, with particular
  emphasis on credit risk mitigation
• Ensuring effective processes are in place to identify measure,
  manage, monitor and report on credit risks
• The sanctioning of credits, final decisions on acceptable credits
  and the provision of subject matter expertise on credit risk
  activities across the property lending businesses at UTB
• In conjunction with the Credit Director, managing and driving
  credit approval processes across each business line
• Contributing to the effective reporting of credit risk exposures
  across the businesses
• Providing objective and independent Credit Risk expert advice
• Managing, coaching and training the Property Credit sanctioning
  team as required

Skills and Experience sought:

• Familiarity with credit control issues, in order to control the business
• High level of commercial awareness in Credit
• Ability to establish a high degree of credibility, respect and trust at all levels
• Detail and quality oriented
• Strong management and leadership skills and ability to bring people together
• Demonstrates a high level of integrity and fairness
• Strong negotiator
• Risk discipline and understanding risk and control
•  Ability to deliver concise and succinct communications to colleagues, stakeholders and peers
• Persistent in problem solving and focused on problem solutions
•  Willing to deal with challenging situations and issues, able to propose and drive the change

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• Competitive Salary and Bonus package
• 26 Days Holiday
• 2 Wellbeing Days
• Contributory Pension
• Life Insurance / Income Protection / Critical Illness cover
• Private Medical Insurance
• Season Ticket Loans
• Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

Click here to apply >