Go further when you refer
You could win £1,500 in flight vouchers!
How it works
Do you know a Business or Charity that could Go Further with UTB?
Refer them to us by 1st May 2026 and you will receive an entry to our Prize Draw for each valid referral, up to a total of 5 total entries.
Plus, if the Business or Charity you refer open and fund an account, they also get an entry to the prize draw!
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Send us your referral
Complete our referral form with the details of the Business or Charity you want to introduce.
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We contact your referral
We will email your referral to let them know you think a United Trust Bank Easy Access Tracker account could help them Go Further.
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Entry to Prize Draw
All valid referrals will earn you an entry to the draw, up to 5 maximum entries.
Who can be referred
• Businesses or Charities that are eligible for a United Trust Bank Easy Access account.
• Referrals must not already hold a Business or Charity Easy Access account with United Trust Bank.
Submit your referral
You can submit up to 5 referrals via this form.
Before you submit this form, you will need to confirm that:
• The organisations are known to you
• They are currently active or trading
• You have permission to share their details
• You agree to the terms and conditions
Help others Go Further
In addition, winners of our prize draw can choose for UTB to donate £1,500 to one of the Charities we are supporting this year.
Terms & Conditions
1. Promoter
United Trust bank Limited is the “Promoter”.
2. Eligibility
2.1. Open to UK residents aged 18 or over.
2.2. Excluded from entry: employees, contractors, and agents of the Promoter; and anyone professionally connected with this promotion.
2.3. To participate, entrants must: Open and fund an Easy Access Tracker Savings Account during the Promotional Period; and Provide valid and accurate contact details.
2.4. Referees must be new‑to‑bank for the eligible savings account, defined as not holding an account with the United Trust bank Limited within the last 3 months.
3. Promotional Period
3.1. The prize draw runs from 1st April 2026 to 1st May 2026 (the “Promotional Period”).
3.2. Entries received outside the Promotional Period will not be valid.
4. How to Enter
4.1. Entries for Referring Friends
• As an existing UTB customer, you can earn additional entries by referring friends.
• You will receive one (1) additional prize draw entry for each friend (“Referee”) up to a total of fine (5) prize draw entries.
• Each valid referral counts as one additional entry.
4.2. Referral Requirements
• You must be a current customer of UTB with an active Business or Charity savings account.
• Only valid referrals will be counted.
• A referee can only be linked to one referrer.
• Self‑referrals are not allowed and will result in disqualification of associated entries.
4.3. Entry Limits
• You may earn up to five (5) total entries during the Promotional Period (including your own account‑opening entry and referral entries).
• Each referee account opening counts once.
• Bulk referrals, automated referrals, or referrals made via paid or incentive‑based channels are not permitted.
4.4. Referee Entries (if applicable)
If selected for this promotion, referees will also receive one (1) prize draw entry once they open and fund their Eligible Easy Access Tracker Savings Account, provided they meet all eligibility criteria.
4.5 Additional entries – once your account is open and running you will have the opportunity to earn up to five (5) more entries to the prize draw through referring a Business to United Trust Bank.
5. Prize
5.1. Number of prizes: one (1) winner.
5.2. Each prize: Flight vouchers with a total value of £1,500 (the “Prize”).
5.3. Restrictions: Vouchers are subject to the issuer’s terms, conditions, validity periods, excluded routes/dates, and booking restrictions. Travel, accommodation, insurance, transfers, baggage fees, visas, and other expenses are not included unless expressly stated.
5.4. No cash alternative. The Prize is non‑transferable and non‑refundable. United Trust bank Limited may substitute a similar prize of equal or greater value if necessary.
6. Winner Selection & Notification
6.1. Winners will be drawn at random from all valid entries within 10 working days after the Promotional Period ends.
6.2. Winners will be notified via email/phone using the contact details associated with their account within 5 working days of the draw.
6.3. Winners must respond and claim the Prize within 30 days of first notification. If a winner does not respond in time, United Trust bank Limited reserves the right to award the Prize to a reserve winner drawn in the same manner.
6.4. United Trust bank Limited may require reasonable identity and eligibility verification. Failure to provide requested information may result in disqualification.
7. Entry Validation & Disqualification
7.1. United Trust bank Limited may refuse, void, or cancel entries where it reasonably suspects fraud, abuse, manipulation, or breaches of these T&Cs.
7.2. An entry is void if the referee’s Qualifying Account is not funded as required, is closed, or reversed within 30 days funding.
8. Data Protection
8.1. Personal data will be processed by United Trust bank Limited as data controller for the purpose of administering the prize draw and in accordance with UK GDPR and United Trust bank Limited’s Privacy Notice here.
8.2. Lawful bases may include performance of a contract (administering entries and awarding prizes) and legitimate interests (fraud prevention, audit).
8.3. Data may be shared with trusted service providers (e.g., random draw administrators, voucher issuers) strictly for this promotion.
8.4. Participants have data protection rights, including access, rectification, and objection, as set out in the Privacy Notice, and may contact [email protected].
9. Liability
9.1. United Trust bank Limited is not responsible for entries lost, delayed, misdirected, or corrupted, or for network, computer, or software failures.
9.2. Except for liability that cannot be limited by law (e.g., death or personal injury caused by negligence, fraud), United Trust bank Limited will not be liable for any loss or damage arising from participation in the prize draw or use of the Prize beyond what is reasonably foreseeable.
9.3. United Trust bank Limited is not responsible for the terms, availability, or performance of third‑party voucher issuers or travel providers.
10. Fair Conduct & Changes (Force Majeure)
10.1. Events may occur which render The Promotion, the Prize Draws or the awarding of the Prize impossible due to reasons beyond the control of UTB and, accordingly, UTB may in its absolute discretion vary or amend the Prize Draw or these Terms and Conditions and entrants agree that no liability shall attach to UTB as a result thereof.
10.2. Any changes will be notified via [email protected]
11. General
11.1. By participating, entrants agree to these T&Cs.
11.2. The decision of United Trust bank Limited is final and no correspondence will be entered into.
11.3. These T&Cs are governed by English law, and the courts of England and Wales have exclusive jurisdiction.
12. Contact
For queries about this prize draw, contact: [email protected].