UTB provides Investment Facility for £33 million HMO Portfolio to Fuel Customer’s Continued Growth

United Trust Bank (UTB) Structured Property Finance was approached to support the continued growth of a successful operator of a large student and young professional accommodation portfolio.

Their introducer, who has facilitated the customer’s relationship with UTB since 2018, wished to help his client refinance and simplify their existing debt structure and release equity.

The security was a complex mix of over 30 student let properties of between 5 and 9 bedrooms generating annual rental income in excess of £2m. Following successful valuations and due diligence, UTB agreed the new £25m facility which would enable the customer to deliver its strategic objectives.

BorrowerReal Estate Investment Manager
Amount£25m
Loan TypeStructured Residential Investment Facility
LocationSouth of England
Term36 Month Term
Loan PurposeComplex security comprising over 30 properties
Special FeaturesUndrawn limits set aside to fund future acquisitions and refurbishment projects