Flat above Commercial!

A First-time-Buyer couple were looking to arrange a mortgage on a flat in Bristol at 85% loan to value. The property, a 4th story flat with a single external door into the other 3 flats in the building and a basement comprising of a licenced Social Club, the property fell into the category of ‘non-standard’. After discussions with the Broker, UTB’s Underwriters were comfortable with this unusual property type as security for the Bank, and agreed to take on the case subject to valuation.

Mortgage type
    Purchase First Time Buyer
Loan Size
  • £255,000
  • 85%
Credit Profile Minor adverse credit
  • Bristol
    Flat above Social Club