Can I still apply for an account if any of the beneficiaries are under 18?

Yes. We understand that many trusts will have beneficiaries who are ‘minors’, i.e. individuals under the age of 18. As part of our due diligence, we will need to carry out checks on any named individual in the application, including if they are mentioned explicitly by name in the trust deed.

Individuals referred to by relation only, such as ‘grandchildren of’, we will not require ID for. Any named individual under the age of 18 will otherwise need to provide certified ID as part of the trust’s application. Certification can only be completed by people in certain roles including solicitors, financial advisors, and the post office. More options are available.

We accept several forms of ID, including birth certificates, passports, National Insurance cards (if aged 16 or over), NHS medical cards, and child benefit or child tax credit documentation.