Harley Kagan, Group Managing Director

It would be easy to let the considerable uncertainty still surrounding Brexit be a reason for businesses to seek safety during what might be stormy weather ahead. However,…
…whilst it’s prudent to keep a constant lookout there are developers, SMEs and entrepreneurs finding and unlocking opportunities across many sectors of UK industry and UTB is committed to supporting them. As the saying goes, “a ship in harbour is safe, but that’s not what ships are for”.

Over the last year UTB has continued to invest and grow, increasing our lending and recruiting in all areas of the Bank. We have taken yet more new space in our Moorgate offices and we have recruited a number of experienced and well-known business development managers. We now have bigger sales teams to serve more brokers across Great Britain than we have ever done before. We have also taken the first steps of launching a new business in the consumer motor finance sector, welcoming experienced new people to the UTB team and opening our first satellite office in Bolton to house the new operation. There will be more to tell about that story early next year.

We continue to invest in technology and systems which will enable us to keep developing our lending and deposits businesses, providing intuitive online services where they can add value to our proposition. Personal service remains at the heart of what we do, and technology applied properly can help us to be more efficient and accessible, giving us more time to spend on the really important things, like forming, building and maintaining our broker relationships and applying personal expertise to our underwriting and decision making.

In this issue of The Specialist you can read more from people and businesses who aren’t sitting back and waiting to see what happens next year. People like our guest author and ‘Wise Owl’ Roger Wade, founder of BOXPARK and innovative ‘meanwhile’ developer and placemaker. Roger, and others like him, have accepted that uncertainty is a constant, that success comes from embracing a willingness to be flexible and adaptable to change and that actually, good things don’t always come to those who wait. Good things tend to come to those who go out and find them, whatever the weather.