Bridging Finance Prize Draw Terms and Conditions

1. Eligibility
a. Entry into UTB’s 2024 Bridging Finance Prize Draw (the “Promotion”) is open to all United Trust Bank Limited (“UTB”) intermediaries / brokerages registered with United Trust Bank Limited’s Bridging Finance department that are aged 18 or over at the date of promotion.
b. Any registered intermediary / brokerage entered into the Promotion who is subject to Prudential Regulation Authority or Financial Conduct Authority investigation and/or disciplinary action will be automatically disqualified from the Promotion.
c. Employees of UTB, their immediate family, agents or anyone directly connected to the Promotion or operation of the Promotion are ineligible.
d. UTB reserves the right to verify the eligibility of all Participants to the Promotion and withhold any entries until UTB are satisfied that the entrant’s eligibility is verified.

2. Period of Promotion
a. The term of the Promotion is from 12:00am on the 11th April 2024 to 11:59pm on the 30th June 2024 (the “Period of Promotion”).
b. UTB reserves the right to modify, terminate, suspend or extend the Promotion as necessary at any time without prior notice.
C. The prize must be redeemed by 30th September 2024.

3. To Enter
a. Participants (intermediaries / brokerages) can enter the Promotion, by submitting and completing an unregulated bridging case within the Period of Promotion. Every unregulated bridging deal completed by a broker (funds released) gets an individual entry.

4. The Prize
a. UTB will randomly pick two winners in July 2024 from all the entries received within the set period.
b. The two winners of the prize draw will respectively receive the below prizes:
• Brokers choice – Dinner for two and hotel stay up to £1,000
• Brokers choice – Wine / Spirit Tasting up to £500
c. The Prize is non-transferable and no cash alternative will be offered.
d. UTB reserves the right to replace any of the prizes with an alternative should circumstances make this necessary.
e. All Gifts and Experiences are provided by others and Participants must satisfy themselves as to their suitability and all Terms and Conditions of the provider.

f. UTB offer no warranties or guarantees or accept liability of any kind in association with the Gifts or Experiences and any complaints or claims must be made direct to or with the provider.
g. The two winners of the prize draw held during the term of the promotion will be able to choose either Mind or Food Bank Aid charities to whom UTB will donate £500.00.

5. Acceptance by Participants
a. By entering the Promotion, Participants accept these Terms and Conditions and agree to be bound by them and any subsequent decisions by UTB under these Terms and Conditions.
b. As part of the Promotion UTB may publish participants corporate details and photographs on its website and marketing material. Please contact the Data Protection Officer on 0207 190 5555 if you would prefer not to have details published.
c. The participant may be asked, but is under no obligation, to participate in additional non-paid publicity accompanying or resulting from this Promotion.

6. Force Majeure
Events may occur which render the Promotion itself or the awarding of the Prize impossible due to reasons beyond the control of UTB and, accordingly, UTB may in its absolute discretion vary or amend the Promotion or these Terms and Conditions and Participants agree that no liability shall attach to UTB as a result thereof.

7. Jurisdiction
Participants agree that the Promotion is governed, interpreted and enforced by the laws of England and Wales and by entering, all Participants submit to the jurisdiction of the Courts of England and Wales.

8. Personal Information
Participants agree that any personal information submitted to UTB in connection with an entry to the Promotion may be used solely by UTB for marketing this promotion and to provide Participants with information about products or services that may be of interest to them and to administer the Promotion. UTB will not disclose Participants’ personal information to any third party other than UTB’s marketing agency. Should you now not wish to receive marketing please click on the unsubscribe link contained in the email.

9. Detail of the Promoter
United Trust Bank Limited is a company registered in England and Wales under company number 549690, whose registered office is at One Ropemaker Street, London EC2Y 9AW. United Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority