What is United Trust Bank’s credit rating?

United Trust Bank (UTB) does not currently have an external rating. Banks are not required to obtain external ratings and usually only those banks that issue certain types of unsecured debt instruments, such as commercial paper, and are active in interbank markets tend to use external rating agencies.

As a regulated UK bank, eligible depositor balances are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000, and £170,000 for joint accounts. To find out more, please click here.

UTB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. You can verify UTB’s regulated status at https://register.fca.org.uk/ using our firm reference number – 204463.