Grow with UTB

A new job opportunity with United Trust Bank.

Financial Crime Officer | Compliance

A new opportunity to work in our Compliance team where the main focus of the role will be to support the delivery of the Bank’s Financial Crime Compliance Monitoring Plan and perform horizon scanning.

Job Reference: CM022-24
Department: Compliance 
Reporting to: Financial Crime Manager
Location: London 
Work pattern: Hybrid 

Job description

Plus in a circle
Minus in a circle

This is a hybrid role – 3 days in the office (City of London location) and 2 days working from home.

Role Purpose:

To undertake financial crime prevention and detection activities in line with UTB’s risk appetite and financial crime policies and procedures. The main focus of the role will be to support the delivery of the Bank’s Financial Crime Compliance Monitoring Plan and perform horizon scanning.


  • Assist the Financial Crime Manager in the execution of the Financial Crime Monitoring Plan, by designing test scripts, completing testing and report writing related to Financial Crime assurance reviews
  • Proposing actions to address root causes and identifying opportunities through Monitoring work to support the improvement of processes and procedures
  • Tracking of review actions and providing updates on closure progress to the Financial Crime Manager
  • Ensure that regulatory requirements are being met and applied across a number of financial crime areas, including Anti-Money Laundering (AML), Fraud, Sanctions, Anti-Bribery and Corruption (ABC) and Anti-Tax Evasion
  • Performing effective and timely horizon scanning, assisting the Financial Crime Manager in providing guidance to the business on papers/guidance and regulatory change
  • Supporting the Financial Crime Manager in the drafting and revising of documentation related to the Bank’s monitoring systems and Financial Crime Policy and Procedures
  • Assist the Financial Crime Manager and wider team in the completion of Financial Crime projects and other Financial Crime related tasks
  • Supporting the Financial Crime Manager/ Head of Financial Crime to deliver Financial Crime Training for employees across UTB

Skills and Experience sought:

  • Current knowledge of money laundering, sanctions, fraud, bribery and corruption laws/regulations
  • Sound knowledge of AML Risk Based Approach concepts
  • 2-3 years’ experience in conducting financial crime monitoring reviews including testing, sampling, report writing and assuring processes and controls to mitigate risk
  • A good knowledge and understanding of UK regulations and legislations relating to AML/CTF (Anti-Money Laundering/Counter-Terrorist Financing), Fraud ABC and Sanctions
  • A good knowledge and understanding of regulatory and industry best practice for financial crime, including JMLSG, The Wolfsberg Group and FCA Financial Crime Guide
  • International Compliance Association Financial Crime qualification desirable, or equivalent professional qualification

About UTB

Plus in a circle
Minus in a circle

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

Employee benefits

Plus in a circle
Minus in a circle
  • Competitive Salary and Bonus package
  • 26 Days Holiday
  • 2 Wellbeing Days
  • Contributory Pension
  • Life Insurance / Income Protection / Critical Illness cover
  • Private Medical Insurance
  • Season Ticket Loans
  • Excellent career development opportunities and where appropriate sponsorship of a relevant qualification

Apply Now

Plus in a circle
Minus in a circle

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

Click here to apply >

Why UTB?

Celebrating success: what our people say about working at UTB.

Employee Benefits

Working for UTB means it has to work for you too!



Our purpose vision and culture

How we are creating an internal cultural blueprint for working life at UTB.


Get a flavour of the many events and activities across the Bank.