Product – Hire Purchase:

Hire purchase is a finance agreement that is secured on the asset being funded. Payments can be tailored to suit your customers’ requirements and they have the opportunity to own the asset at the end of the finance period.

All Hire Purchase Agreements are regulated by the Consumer Credit Act 1974. Broker partners are required to be regulated by the Financial Conduct Authority.


  • Deposits and finance terms are dependent on the age and type of asset and are subject to the borrower’s status.
  • Repayment terms are typically from one to five years.
  • Deal sizes range from £1,500 to £63,000.
  • We offer a competitive broker commission structure and quick, efficient service from proposal stage through to drawdown.

We can finance the following:

  • Cars
  • Motorcycles
  • LCV < 3.5 tonnes
  • Taxis
  • Touring Caravans and Motor Homes

Experience, Knowledge, Partnership & Truly Personal Service

United Trust Bank Motor Finance offer Hire Purchase lending solutions to brokers across mainland UK. Understanding the need for responsive decisions we use a combination of experience, specialist manual underwriting and in-house technology to offer the complete hybrid lending solution to our partners and their customers. Our aim is delivering quick decisions, outstanding service and being best in class.

Working with Brokers

At United Trust Bank our broker partners benefit from a dedicated account manager who will ensure that all of your enquiries are addressed promptly, consistently and without fuss. You won’t be passed from pillar to post with different people making different information requests. Instead, you’ll receive timely, reliable and professional funding solutions.

If you would like to discuss partnering us at UTB Motor Finance please click on our contact icon below. Additionally our Broker Zone will give you access to our exclusive broker-only web page. Please log in or register by clicking the broker zone icon below.

Open your business account here

Open your ISA account here

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