Are you ready to challenge yourself?




Is there a skill you’d like to nurture or a subject you’d love to learn more about? The winner of our 2019 Broker Promotion can live a little and learn a lot by choosing from a range of enriching personal development courses.






Ceramics Crafts Painting Photography

Unlock your creative side! Under the guidance of professional photographers, creatives, lifelong painters or local artists, you’ll return with new skills and a treasured catalogue of your own work. From mountains, hills and coastlines to rolling countryside and historical villages, our creative destinations include Spain, Italy, Greece, Morocco, Costa Rica and many more.





Cycling Sailing Scuba Surfing

Get seriously sporty! Sports courses specially crafted to redefine your comfort zone, activate your mind and energise your body. From scuba diving in New South Wales and surfing on the silver coast, to cycling in Sierra Nevada and saling in Queensland, all these exhilirating sports activities take place in epic scenery with fully qualified instructors.






Cookery Skills regional cuisine Specialist menus

Dish up local flavours! Roll up your sleeves & discover our eclectic mix of cookery experiences. All that’s required is a passion for food, a love of learning and a refusal to be boxed in. A variety of tastes are accommodated from Seafood, Gluten-free and Tapas specialities to regionally themed courses in locations which include Normandy, Tuscany and Andalucia.





Archeology Cultures heritage Landmarks

Broaden your knowledge! The treasures of Central America – the heritage of the Aztec and Mayan empires; The lives and wives of Henry VIII; Archeology – Egypt and the land of the Pharaohs; Moscow to St.Petersburg – Cities, palaces and sites. These are just a taste of the fascinating history tours and cultural learning experiences on offer.






Innovation Leadership Strategy

Is it time to take yourself onto the next stage in your working life? Our range of personal and work development programmes will enable you to review your professional progress, reassess your priorities by gaining invaluable knowledge on subjects from innovation and leadership to strategy and planning.






Fitness Detox Pilates Yoga

Find a fitter you! Yoga retreats, detox and fitness courses and perfume making breaks purposefully balanced to energise your body, refresh your mind and escape the daily grind. Run by experienced instructors and coaches, the tranquil and relaxing destinations for our wellbeing experiences range from France, Italy and Malta to Costa Rica, Portugal and Thailand.






Ice driving Outdoor suvival

Test your metal! Push your driving skills to the limit with a thrilling Porsche experience as you travel to and tour around icey landscapes and circuits; or challenge your stamina and resourcefulness by enduring a survival course in the extreme conditions of an island, jungle or desert destination.





Whether you’d like to gain a qualification, complete a course or simply develop a deeper understanding of your chosen subject, our learning experiences are run by experienced instructors, guides and professionals and offer a great opportunity for personal development.



A personal development fund of up to a total of £5,000 is offered to the winner, and where appropriate and within budget, a partner friend or colleague can be included in the prize package.

You can enter our Promotion by visiting our stand at this year’s key financial services exhibitions, taking part in our regular broker mini polls and other special events throughout the year.

Some of our previous Broker Promotion winners

The winner of our ‘Best of British’ promotion was Chris Dowdeswell, founder of CD Property. Chris who won £5,000 of British Airways holiday vouchers, is pictured recieving his prize from UTB Executive Director and Head of Property Finance, Noel Meredith.
The winner of our ‘Meet the Specialists’ promotion was Rob Coles of Intelligent Finance. For his prize Rob chose a £5,000 spending spree at Selfridges aided by a personal shopper and is pictured above receiving his prize from the UTB Specialised Mortgages team.
The winner of our ‘Bright Perspective’ promotion was Kay Singh of Chase Blue Loans. Kay, who won £5,000 of British Airways holiday vouchers, is pictured above receiving his prize from UTB Head of Sales for Bridging & Mortgages, Mike Walters.

2019 Prize Draw Terms and conditions

1. Eligibility

a. Entry to the Live & Learn 2019 Broker Promotion (the“Competition”) is open to all United Trust Bank Limited (“UTB”) registered intermediaries aged 18 or over at the date of entry.
b. Any registered intermediary entered into the Competition who is subject to Prudential Regulation Authority or Financial Conduct Authority investigation and/or disciplinary action will be automatically disqualified from the Competition.
c. Registered intermediaries can enter once per designated promotion throughout 2019.
d. Employees of UTB, their immediate family, agents or anyone directly connected to the Competition or operation of the Competition are ineligible.
e. UTB reserves the right to verify the eligibility of all entrants to the Competition and withhold any prize until UTB is satisfied that the entrant’s eligibility is verified.

2. Entry Period

a. The term of the Competition is from 12pm on 1st March 2019 to 12pm on the 31st December 2019 (the “Entry Period”).
b. UTB reserves the right to modify, terminate, suspend or extend the Competition as necessary at any time without prior notice.

3. To Enter

a. Entrants can enter the Competition by submitting a UTB Mini Poll Questionnaire (a “Mini Poll Entry”) and taking part by invitation in a number of other designated promotions, each of which will be open for a limited period of time.
b. Any entries submitted by entrants to UTB by any method other than by a Mini Poll Entry or the methods specified in the designated promotions or any entries received by UTB from entrants after the Entry Period or expiry of each designated promotion, will not be accepted.
c. UTB accepts no responsibility relating to the prizes for an entrant’s failure to submit any entries correctly or at all.
d. Third party entries will not be accepted.
e. All accepted entries received during the Entry Period will be placed in the prize draw to be held after 31st December 2019 (the “Prize Draw”).
f. All entries will be entered into the Prize Draw and one entry will be drawn at random as the winner of the Prize Draw from all valid entries.
g. The winner of the Prize Draw will be notified by telephone or email at a time to be decided by UTB.

4. The Prize

a. The prize, a personal development fund of up to the value of £5,000, is offered to the winner, and where appropriate and within that total £5,000 budget, a partner, friend or colleague can be included (the “Prize”).

b. The Prize is subject to these Terms and Conditions.
c. The Prize is non-transferable and a cash alternative of up to £5,000 may only be offered at the absolute discretion of the directors of UTB.
d. UTB reserves the right to replace the Prize with an alternative should circumstances make this necessary.
e. Entrants must ensure that they have a valid passport or driving licence by way of identification and can provide UTB with evidence thereof if required.

5. Acceptance by Entrants

a. By entering the Competition entrants accept these Terms and Conditions and agree to be bound by them and any subsequent decisions by UTB under these Terms and Conditions.
b. The winner agrees to allow UTB to confirm their name and their business to other entrants and to display their photograph with those details on its website and on any other marketing
c. The winner’s name will be made available on UTB’s website at
d. The winner may be asked, but is under no obligation, to participate in additional non-paid publicity accompanying or resulting from this Competition.

6. Force Majeure

Events may occur which render the Prize Draw itself or the awarding of the Prize impossible due to reasons beyond the control of UTB and, accordingly, UTB may in its absolute discretion vary or amend the Competition or these Terms and Conditions and entrants agree that no liability shall attach to UTB as a result thereof.

7. Jurisdiction

Entrants agree that the Competition is governed, interpreted and enforced by the laws of England and Wales and by entering, all entrants submit to the jurisdiction of the Courts of England and Wales.

8. Personal Information

Entrants agree that any personal information submitted to UTB in connection with an entry to the Competition maybe used solely by UTB to provide entrants with information about products or
services that may be of interest to them and to administer the Competition. UTB will not disclose entrants’ personal information to any third party other than UTB’s marketing agency.

9. Detail of the Promoter

United Trust Bank Limited is a company registered in England and Wales under company number 549690, whose registered office is at One Ropemaker Street, London, EC2Y 9AW.

United Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

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