A second charge loan is the first choice

A second charge loan is the first choice

United Trust Bank’s Specialist Mortgages team recently received an application through a Master Broker for a £100,000 home improvement loan. The purpose of the loan was to complete an extension on a house in Cirencester and to finish a full redecoration of the property.

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3 year old default did not mean a decline

3 year old default did not mean a decline

The United Trust Bank specialist mortgages team received a second charge loan application from Master Broker, Brightstar Financial. The customer wanted to raise £40,000 to carry out some home improvements and the plan requested was United Trust Bank’s BoE base rate tracker.

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A Fertile Plot

A Fertile Plot

We recently received an application from an introducer who had initially started the process with another lender. After completing most of the referencing and then paying for a full valuation the lender declined the case as the customers Residential property was Grade II listed on a large ex-farming plot which also included two Buy-To-Let properties of concrete construction,

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