The United Trust Bank specialist mortgages team received a second charge loan application from Master Broker, Brightstar Financial. The customer wanted to raise £40,000 to carry out some home improvements and the plan requested was United Trust Bank’s BoE base rate tracker.

We recently received an application from an introducer who had initially started the process with another lender. After completing most of the referencing and then paying for a full valuation the lender declined the case as the customers Residential property was Grade II listed on a large ex-farming plot which also included two Buy-To-Let properties of concrete construction,