We are a specialist in providing asset finance facilities. Our approach is built around four key strengths: stability, knowledge, support and partnership.

Stability. United Trust Bank has been operating successfully for more than 50 years. Our asset finance capability is based on this long-standing credit experience and detailed understanding of the assets we fund.

Knowledge. Our asset finance team are specialists and have many years of experience, which means that you will be working with people who know the sector inside out. The depth of their knowledge means that we can assist with more complex transactions and assess when we can be flexible, such as innovative structuring of transactions, to meet a customer’s specific needs.

Support. With a dedicated asset finance team we can offer a very personal service, which is much valued by our business introducers. We provide quick decisions backed up by same day payment for suppliers, to ensure that your customer can take delivery of their new equipment without delay. We will keep you fully informed of any early settlement enquiries to give you the best opportunity to retain your customer’s business.

Partnership. By supporting our brokers, we look to build true partnerships based on mutual trust and understanding. By working together, we aim to maximise your chances of retaining your customers.

We provide hire purchase and finance lease facilities mainly for business users, ranging from sole traders to large public companies.

We generally provide finance for wheeled and tracked assets, but please refer to our Products & Criteria section for further details.

Finance terms usually range from 1 to 5 years.

We accept new business introductions only through approved asset finance brokers throughout mainland UK.

Please refer to our Register as a Broker section.

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