Opening a Personal Account

To open a personal deposit account, follow the simple steps below.

  1. Apply online
  2. We will send you a welcome letter providing details of your new account. Please sign and return the account agreement in the prepaid envelope provided.

You can fund your new account electronically or by sending a cheque made payable to United Trust Bank. Funds must be sent from your nominated bank account and must reach us no later than 14 days from the date of your welcome letter.

Once your account has been funded we will send you a confirmation through the post.

Maturing Fixed Deposits

Around one week before your fixed deposit matures, we will write to you to let you know.

We will tell you about your options for renewing your deposit or having some or all of it repaid to you. The letter comes with a freepost envelope, so you can return your instructions to us.

If we have not received your instructions when the deposit matures, we will try to contact you. If we cannot, we will place your deposit in a call account until we receive your instructions. Please see our General Terms & Conditions.

Giving Notice on a Notice Account

To give notice that you want to make a withdrawal you can call, email or write to our deposits department. We will place the appropriate notice on the account and confirm it in writing. If instructions are given by phone or email we require written instruction prior to expiration otherwise we cannot make the payment.


Open your business account here