Need to get in touch?
Our plans to ensure we can continue to serve our customers during the Coronavirus pandemic include our staff working remotely.
During this period the best way to get in touch is via the contact form here and one of our team will respond as soon as possible.
0.55% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
£15,248.86
In this example the interest has been compounded. The projection is for illustrative purposes only and does not take into account individual circumstances.
You can open our ISA accounts by post, by completing an application form which can be obtained from our website www.utbank.co.uk. We accept current year subscription and transfers in from existing ISA providers.
To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom.
• The minimum deposit is £15,000.00 per account and can be made up of new subscriptions and a transfer in from an existing provider.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in the name of the account holder.
What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks’ prevailing rate of interest.
• Transfer requests will be actioned within 15 days of receipt of the instructions from your new ISA provider.
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to a penalty charge.
Interest may be withdrawn annually on the anniversary date.
Opening the account is subject to our Terms and Conditions. Offers can be withdrawn at any time.
ISAs are a tax free product which do not impact your Personal Savings Allowance. The favourable tax treatment may not be maintained. It is the Government that is responsible for setting the tax treatment. If you are not happy with your ISA, there is a 14 day cooling off period.
The tax treatment described depends on individual circumstances and the tax treatment of ISAs could change in the future.
0.90% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
£15,687.26
In this example the interest has been compounded. The projection is for illustrative purposes only and does not take into account individual circumstances.
You can open our ISA accounts by post, by completing an application form which can be obtained from our website www.utbank.co.uk. We accept current year subscription and transfers in from existing ISA providers.
To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom.
• The minimum deposit is £15,000.00 per account and can be made up of new subscriptions and a transfer in from an existing provider.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in the name of the account holder.
What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks’ prevailing rate of interest.
• Transfer requests will be actioned within 15 days of receipt of the instructions from your new ISA provider.
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to a penalty charge.
Interest may be withdrawn annually on the anniversary date.
Opening the account is subject to our Terms and Conditions. Offers can be withdrawn at any time.
ISAs are a tax free product which do not impact your Personal Savings Allowance. The favourable tax treatment may not be maintained. It is the Government that is responsible for setting the tax treatment. If you are not happy with your ISA, there is a 14 day cooling off period.
The tax treatment described depends on individual circumstances and the tax treatment of ISAs could change in the future.
1.10% Gross/AER
Interest paid annually.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
£16,193.82
In this example the interest has been compounded. The projection is for illustrative purposes only and does not take into account individual circumstances.
You can open our ISA accounts by post, by completing an application form which can be obtained from our website www.utbank.co.uk. We accept current year subscription and transfers in from existing ISA providers.
To open an account:
• You need to be 18 or over and permanently reside in the United Kingdom.
• The minimum deposit is £15,000.00 per account and can be made up of new subscriptions and a transfer in from an existing provider.
• A Nominated Bank Account must be provided when applying for an account. The Nominated Bank Account must be a transactional UK Bank account where electronic payments can be made and received. The Nominated Account must be in the name of the account holder.
What happens at maturity?
• We will contact you approximately 14 days before your account matures detailing your options and enabling you to give us your maturity instructions.
• You can ask us to repay your funds or reinvest some or all of it into one or more new accounts.
• If you ask us to repay your money we will do this by sending an electronic payment to your Nominated Account.
• If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks’ prevailing rate of interest.
• Transfer requests will be actioned within 15 days of receipt of the instructions from your new ISA provider.
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to a penalty charge.
Interest may be withdrawn annually on the anniversary date.
Opening the account is subject to our Terms and Conditions. Offers can be withdrawn at any time.
ISAs are a tax free product which do not impact your Personal Savings Allowance. The favourable tax treatment may not be maintained. It is the Government that is responsible for setting the tax treatment. If you are not happy with your ISA, there is a 14 day cooling off period.
The tax treatment described depends on individual circumstances and the tax treatment of ISAs could change in the future.
| Contact Details | Tel: 020 7190 5599 Email: [email protected] Website: www.utbank.co.uk Address: One Ropemaker Street, London, EC2Y 9AW |
| Regulating Bodies | Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. |
Organisations registered with Companies House with at least one director or a board of directors who are responsible for the decisions of the business.
Apply by post Apply onlineOrganisations registered with Companies House which consists of at least one general partner and at least one limited partner.
Apply by post Apply onlineOrganisations registered with Companies House where some or all of the partners have limited liabilities.
Apply by post Apply onlineOrganisations which are not registered with Companies House, consisting of at least two partners responsible for the running and decisions of their business.
Apply by post Apply onlineIndividuals who are the exclusive owner of a business, responsible for all profits and losses of that business.
Apply by post Apply onlineThe cash element of Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SASSs).
Apply by postCash being held for the benefit of a beneficiary, administered by named trustees.
Apply by postNot-for-profit organisations of two or more people, dedicated to a particular interest or activity.
Apply by post
For individuals applying to open a Cash ISA to utilise current tax year allowance
Apply by postFor individuals transferring a Stocks & Shares ISA from an existing provider
Apply by post
We will be contacting our existing personal customers by email in due course to invite them to register for our newly launched online banking service.
Once invited you will need to have registered for online banking in order to continue. If you have registered you will have received your user details by post and can log in below.
For our Business and Charity customers, we plan to launch online banking for you early next year.
In the interim all accounts can be managed by email, phone or post. You can find details here
Unregistered customers please return to main website
Personal Customers that have received their Online Banking details in the post