Go wherever you’ve dreamed of going!

Look on the Bright side

Outdoor excursions to dazzling destinations

Room with a view

Awe inspiring architecture

View to a thrill

Tantalizing trips for thrill seekers

The winner of our 2017 Bright Perspective Broker Promotion receives £5,000 worth of British Airways
travel vouchers.

The travel experiences shown above include; The Northern Lights, The Taj Mahal and The Grand Canyon, these are just a few of our suggestions, the final choice is entirely up to you!

Some of our previous Broker Promotion winners

2014 winner

The winner of our 2014 Best of British promotion was Andrew McVicar of Alchemy Capital. Andrew, who won VIP tickets to three Great British sporting events, received his prize from UTB Head of Asset Finance, Martin Nixon.


2015 winner

The winner of our 2015 promotion was Chris Dowdeswell, founder of CD Property. Chris, who won £5,000 of British Airways holiday vouchers, is pictured recieving his prize from UTB Executive Director and Head of Property Finance, Noel Meredith


2016 winner

The winner of our 2016 promotion was Rob Coles, of Intelligent Finance. For his prize Rob chose a £5,000 spending spree at Selfridges aided by a personal shopper and is pictured above receiving his prize from the UTB Specialised Mortgages team.


Prize Draw Terms and conditions

1. Eligibility

a. Entry to the Bright Perspective Broker Promotion (the “Competition”) is open to all United Trust Bank Limited (“UTB”) registered intermediaries aged 18 or over at the date of entry.

b. Any registered intermediary entered into the Competition who is subject to Prudential Regulation Authority or Financial Conduct Authority investigation and/or disciplinary action will be automatically disqualified from the Competition.

c. Registered intermediaries can enter once per designated promotion throughout 2017.

d. Employees of UTB, their immediate family, agents or anyone directly connected to the Competition or operation of the Competition are ineligible.

e. UTB reserves the right to verify the eligibility of all entrants to the Competition and withhold any prize until UTB are satisfied that the entrant’s eligibility is verified.

2. Entry Period

a. The term of the Competition is from 12pm on 24th March 2017 to 12pm on the 31st December 2017 (the “Entry Period”).

b. UTB reserves the right to modify, terminate, suspend or extend the Competition as necessary at any time without prior notice.

3. To Enter

a. Entrants can enter the Competition by submitting a UTB Mini Poll Questionnaire (a “Mini Poll Entry”) and taking part by invitation in a number of other designated promotions, each of which will be open for a limited period of time.

b. Any entries submitted by entrants to UTB by any method other than by a Mini Poll Entry or the methods specified in the designated promotions or any entries received by UTB from entrants after the Entry Period or expiry of each designated promotion, will not be accepted.

c. UTB accepts no responsibility relating to the prizes for an entrant’s failure to submit any entries correctly or at all.

d. Third party entries will not be accepted.

e. All accepted entries received during the Entry Period will be placed in the prize draw to be held after 31st December 2017 (the “Prize Draw”).

f. All entries will be entered into the Prize Draw and one entry will be drawn at random as the winner of the Prize Draw from all valid entries.

g. The winner of the Prize Draw will be notified by telephone or email at a time to be decided by UTB.

4. The Prize

a. The prize is a British Airways Holiday to the value of £5,000 (the “Prize”).

b. The Prize is subject to these Terms and Conditions.

c. The Prize is non-transferable and a cash alternative of up to £5,000 may only be offered at the absolute discretion of the directors of UTB.

d. UTB reserves the right to replace the Prize with an alternative should circumstances make this necessary.

e. Entrants must ensure that they have a valid passport or driving licence by way of identification and can provide UTB with evidence thereof if required.

5. Acceptance by Entrants

a. By entering the Competition entrants accept these Terms and Conditions and agree to be bound by them and any subsequent decisions by UTB under these Terms and Conditions.

b. The winner agrees to allow UTB to confirm their name and their business to other entrants and to display their photograph with those details on its website and on any other marketing material.

c. The winner’s name will be made available on UTB’s website at www.utbank.co.uk.

d. The winner may be asked, but is under no obligation, to participate in additional non-paid publicity accompanying or resulting from this Competition.

6. Force Majeure

Events may occur which render the Prize Draw itself or the awarding of the Prize impossible due to reasons beyond the control of UTB and, accordingly, UTB may in its absolute discretion vary or amend the Competition or these Terms and Conditions and entrants agree that no liability shall attach to UTB as a result thereof.

7. Jurisdiction

Entrants agree that the Competition is governed, interpreted and enforced by the laws of England and Wales and by entering, all entrants submit to the jurisdiction of the Courts of England and Wales.

8. Personal Information

Entrants agree that any personal information submitted to UTB in connection with an entry to the Competition maybe used solely by UTB to provide entrants with information about products or services that may be of interest to them and to administer the Competition. UTB will not disclose entrants’ personal information to any third party other than UTB’s marketing agency.

9. Detail of the Promoter

United Trust Bank Limited is a company registered in England and Wales under company number 549690, whose registered office is at One Ropemaker Street, London, EC2Y 9AW.
United Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

For more information about our mini poll prizes and entry conditions visit www.utbank.co.uk/taste-the-highlife


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