Property Finance


Our ownership and structure enable us to offer a wide range of flexible lending facilities to the property sector, often providing a much higher loan to value than our non–specialised competitors. This enables you to maximise returns on your own capital and allows you to transact more business with your own resources.

 

All of our business development managers are credit committee members enabling them to achieve approvals for the vast majority of indications they provide to our clients. Certainty and speed of funding allied to flexibility and the capacity to provide full levels of debt enable our clients to grow more quickly and make a better return on your money.

 

 

 

We:

  • Fund private builders and corporate property developers in the UK residential marketplace.
  • Have a reputation for expertise, speed, flexibility and reliability.
  • Respond quickly and imaginatively, with commitments in as little as 24 hours.
  • Deliver a higher level of loan commitment to value than non-specialist lenders.
  • Invariably provide commitments in line with indications
Loan facilities are available for:
  • Residential development (new build, conversions, extensions) 
  • Commercial development (pre-let, pre-sold, ) 
  • Property trading (acquisition, refurbishment and on sale/refinance)
  • Planning gain finance (for early project stages, for change of use) 
  • Residential Bridging finance (with and without buyers)
  • Commercial Bridging Finance ( to enable cash release prior to sale or longer term refinance)  

Our specialisation and industry expertise enables us to:

  • Determine the best funding solutions, based on our customers' needs
  • Control costs through focussed effort and efficient use of professional advisers
  • Fund part or all "equity" costs for a share in returns

Please note: funding can be full or phased to help control costs.

 

 

To see United Trust Bank's Industry Overview  click here