Our Company

 

United Trust Bank (“UTB”) specialises in providing a wide range of funding facilities to property developers. UTB is a fully licensed bank and is authorised and regulated by the Financial Services Authority. As an owner managed business with specialist expertise in the property sector, United Trust Bank can take an entrepreneurial and pragmatic approach, providing quick and flexible funding for property developments in the form of senior debt, mezzanine and equity to support sound development projects.

 

United Trust Bank was incorporated in 1955 and has many decades of experience in funding property. The management team consists of business professionals and financial specialists with experience of starting, buying and building companies. They have held senior positions in large national and international financial organisations.

 

In the property finance market UTB has a well earned reputation for expertise, speed and flexibility. Its clients and competitors also know the Bank to be reliable in changing markets. A detailed understanding ensures that UTB is able to respond quickly and imaginatively, sometimes providing commitments in as little as a day. Specialist knowledge enables UTB to offer higher levels of commitment to value, so helping its clients improve their return on equity and achieve more with their capital. Clients range from corporate developers with multi-unit schemes, to private developers converting or renovating one dwelling.

 

Loan facilities are available for:

  • Residential property development (new build, conversions, extensions)
  • Commercial property development (part speculative)
  • Property trading (acquisition, refurbishment for on sale/refinance)
  • Planning gain finance (land bank development)
  • Bridging finance (open and closed)
  • Investment portfolios (income producing)

 

United Trust Bank also accepts deposits and is committed to providing its clients with competitive interest rates, no hidden charges, straightforward products and a high level of personal and professional service. The regular appearance of our deposit products in the ‘Best Buy’ tables underlines this commitment.

 

All clients have direct access to a dedicated team of deposit administrators; in stark contrast to the impersonal world of bank call centres. The Bank subscribes to the Banking Code and the Business Banking Code, is covered by the Financial Ombudsman Service, and is a member of the Financial Services Compensation Scheme.


Our latest interest rates are on our website: www.utbank.co.uk

 

United Trust Bank is the specialist for property finance.